I can confirm this is also used throughout the personal loans industry to try to pick up on fraudulent applications and reduce the risk.
I am currently integrating it into several products.
I would imagine in this case it has bugger all to do with taking prices and limiting accounts and to state that - the intention behind it is to ensure that people are not committing fraud. As in signing up for new customer offers with bookmakers using your own details, your partners etc. But surely no one would ever do that? :lol: It's only those dastardly bookies trying to close accounts.
A refer result would typically be used to indicate that the potential for Fraud has been recognised and that the company should examine the account in more detail.
I would also imagine he is talking utter balls about being able to "remove this from your computer". It's a series of javascript files which are downloaded in the browser. You can stop all outgoing requests from your machines to all the iovation servers and this will work for a while. But all they will do is just change the URL and off it will go again.
Plus you will be in contradiction of the T&C's you signed up for when you opened the account in the first place, so the missing Iovation data will be more likely to throw up a red flag for them anyway
A friend of mine posted the following Flagship - does it work? I'm clueless and doubt I could even follow it.
How do I get rid of iesnare?
Getting rid of iesnare may be as simple as deleting the folders you find. However, staying rid of it is a slightly more complicated operation. But, if you value your privacy and still want to bet with the best priced firm, it is worth the effort.
These instructions were originally published here, and I make no claim to be a tech whizz or otherwise able to troubleshoot the implementation of them, or anything awry which might crop up as a consequence of following them. They have worked fine for me, with no adverse consequences so far. Caveat emptor!
[NB The process is not nearly as complicated as it is long, so don't be put off by the block quoted text below]
To check if iesnare is on your computer...You can find it by opening up a command prompt
(start -> all programs->accessories->command prompt) then typing..... dir mp*.com /s
If it's there you will see the date it was installed on your computer!
If it's there and you want to block it this is how...
Click the Start button, click notepad or enter notepad in the bar at the bottom
Right-click on the Notepad item which appears at the top of the list
Choose "Run as administrator"
In "untitled - notepad" go to file and click open, then under "files of type" click all files
Enter "C:\WINDOWS\system32\drivers\etc" in file name and click open
Right click on "hosts" file (make sure it only says hosts, not hosts.bak or hosts.txt), select properties and uncheck read-only box at bottom beside attributes, then click "Apply" then OK.
Now double-click "hosts" again
Add the following lines in the next line below where it says "127.0.0.1 localhost"
127.0.0.1 iesnare.com
127.0.0.1 iesnare.co.uk
127.0.0.1
http://www.iesnare.co.uk
127.0.0.1 mpsnare.iesnare.com
127.0.0.1 mpsnare.iesnare.co.uk
127.0.0.1
http://www.mpsnare.iesnare.com
127.0.0.1
http://www.mpsnare.iesnare.co.uk
127.0.0.1 ci-mpsnare.iesnare.com
127.0.0.1 ci-mpsnare.iesnare.co.uk
127.0.0.1
http://www.ci-mpsnare.iesnare.com
127.0.0.1
http://www.ci-mpsnare.iesnare.co.uk
127.0.0.1 admin.iesnare.co.uk
127.0.0.1
http://www.admin.iesnare.com
127.0.0.1
http://www.admin.iesnare.co.uk
127.0.0.1 iovation.com
127.0.0.1 iovation.co.uk
127.0.0.1
http://www.iovation.com
127.0.0.1
http://www.iovation.co.uk
127.0.0.1
http://www.iesnare.com
127.0.0.1 admin.iesnare.com
127.0.0.1 dra.iesnare.com
127.0.0.1 impsnare.iesnare.com
127.0.0.1 mpsnare.iesnare.com
127.0.0.1 mx.iesnare.com
127.0.0.1 snare.iesnare.com
127.0.0.1 iovation.com
127.0.0.1 accountlock-demo.iovation.com
127.0.0.1 admin.iovation.com
127.0.0.1 bam-pilot.iovation.com
127.0.0.1 batch.iovation.com
127.0.0.1 ci-accountlock.iovation.com
127.0.0.1 ci-admin.iovation.com
127.0.0.1 ci-mpsnare.iovation.com
127.0.0.1 ci-snare.iovation.com
127.0.0.1 dv-fw-a-nat.iovation.com
127.0.0.1 ioit.iovation.com
127.0.0.1 mx.iovation.com
127.0.0.1 p.iovation.com
127.0.0.1 rm-admin-demo.iovation.com
127.0.0.1 soap.iovation.com
127.0.0.1 test.iovation.com
127.0.0.1 testgw.iovation.com
Save the text file back to its existing location, then close notepad
Now, open the command prompt (start -> all programs->accessories->command prompt)
and check that it is working by...
Type in the word "ping" followed by any of the entries
(without the numbers)..e.g ping mpsnare.iesnare.com
Press enter
You're looking to see similar to this:
Pinging mpsnare.iesnare.com [127.0.0.1] with 32 bytes of data:
Reply from 127.0.0.1: bytes=32 time<1ms TTL=128
Reply from 127.0.0.1: bytes=32 time<1ms TTL=128
Reply from 127.0.0.1: bytes=32 time<1ms TTL=128
Reply from 127.0.0.1: bytes=32 time<1ms TTL=128
Ping statistics for 127.0.0.1:
Packets: Sent = 4, Received = 4, Lost = 0 (0% loss),
Approximate round trip times in milli-seconds:
Minimum = 0ms, Maximum = 0ms, Average = 0ms
Note all zeros at bottom and 127.0.0.1 addresses at top
anything different to this is wrong!
I've done this on both vista and xp, both work.
Now, whenever IESnare attempts to phone home, your networking system will give it the wrong address (127.0.0.1 is always the address of your own computer), and its messages won't get through. You can check this has worked by trying to go to
http://www.iesnare.com, or any of the above addresses, in your web browser: you shouldn't be able to get there and it should say it is unable to connect!
I followed these instructions, and can say they worked fine on Windows 10 as well. I'd imagine they'll work on any Windows device. Sadly, I can't vouch for a similar process on Apple kit.