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Over time, money invested in bricks-and-mortar generally is a good investment and rent is dead-money, Arthur. Average house-prices have recovered, and in most cases now exceed the level they were at during the depths of the 2008/2009 financial crisis.

The removal of 100% mortgages, and the demand for a large deposit to secure a mortgage, is a more efficient handbrake on the housing market, than legislating how much people can borrow.....in my view.

[QUOTE="Grasshopper, post: 2518786, member: 65342"] Over time, money invested in bricks-and-mortar generally [I]is[/I] a good investment and rent [I]is[/I] dead-money, Arthur. Average house-prices have recovered, and in most cases now exceed the level they were at during the depths of the 2008/2009 financial crisis. The removal of 100% mortgages, and the demand for a large deposit to secure a mortgage, is a more efficient handbrake on the housing market, than legislating how much people can borrow.....in my view. [/QUOTE]

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