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That was the market responding rather than outside controls. I think it's too restrictive myself. I don't deal with residential mortgages but broker some commercial and the ltv on those properties is currently an awful 60% or so, which is hardly helping business

intervention may have short term effects which are considered positive but In the longer term I'm very sceptical. It's akin to rent controls. All they achieve is less willingness by developers to build rentable properties which in turn restricts the supply.

[QUOTE="clivex, post: 2518788, member: 65326"] That was the market responding rather than outside controls. I think it's too restrictive myself. I don't deal with residential mortgages but broker some commercial and the ltv on those properties is currently an awful 60% or so, which is hardly helping business intervention may have short term effects which are considered positive but In the longer term I'm very sceptical. It's akin to rent controls. All they achieve is less willingness by developers to build rentable properties which in turn restricts the supply. [/QUOTE]

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