Oh yes - per month.... though to be fair, over the years Ive paid an awful lot less in insurance premiums than Ive had from them all for various injuries.... and contrary to how it appears, i dont rush them to the vets whenever something goes wrong - i just know what needs one and what probably doesnt!
just as examples - Red's premium cost me about £260 for the year (paid hers in a lump, and yes - its less than the dogs work out at!!) she had a sinus infection at easter,which didnt clear up with antibiotics, turned out that she had an infected tooth root (only seeable on x-ray) and she had to have that removed - its cost well over £2400 so far, and shes off for a scope tomorrow becuase shes still got trouble with it. now if I didnt have insurance, it would have been staff price, but that would have only taken it down by about a third, half at the most - and Im lucky that Id be able to pay it off in bits. The antibiotics she was on very first of all at COST price came to £80!!
Compare that with Percy, who's last biggie was when he impaled himself on a stick in the back garden - it went between two of his toes,into his foot. I took him into the small animal vets to see if he was stitchable or not,they kept him in for the day because they had to put him under to do it - and instead of the large cut that we first thought he'd got, they found a large cavity that was full of bits of stick and dirt. His excess for the insurance is £60, and the total bill (which I had to pay,then claim back from the insurance company) came to £480 by the time he'd had all the treatment he needed,and antibiotic cover.
and then there was Po - who cost my insurance company nigh on £25k in a year for various injuries (ten years ago) when he was a yearling. I had a very nice letter from the insurers when his renewall was due, requesting I took my horse elsewhere.... they had paid out a hundred times more than I had paid in - almost literally !!!!
Pets are expensive things to have when they go wrong !!!