Let me expand...
I don't believe Fingal Bay's mistake cost him very much at all the last day. He seemed to very quickly regain his rhythm, and hence I would discard that mistake in the sense that it meant be would have otherwise won by more.
Well regarded is an interesting barometer - both Fingal Bay and Jump City beat him by 9 lengths, and the 3 pounds more Fingal Bay carried is negated for me somewhat by the fact Jump City looked an easier winner. Regardless, there is little between them, yet one is 11/8 and one is 15/2.
Fingal Bay, ridden right out, beat Barbatos, an unfancied 16/1 shot rated 125, by 3.5 lengths giving 3 pounds. On that same weekend, and over the same course, Sizing Symphony beat Bold Addition, rated 138, comfortably by 7 lengths. Fingal Bay is 11/8 today and Sizing Symphony is 11/1 - this makes absolutely no sense, as both have showed a lot of potential and are unbeaten this season.
It seems to me that the whole reasoning behind Fingal Bay being the next coming are Hobbs' view of him and the fact people seem to think he would have won by further the last day even though his mistake to my eyes cost him nothing (and he made the mistake, hence it shouldn't be factored out anyway).
The 2 above are hugely overpriced, massively so, and whilst I have no form grounds whatsoever for this, I think Simonsig could be something special. I'm pretty sure Fingal Bay isn't.